Everyone knows that life insurance is important to protect the financial security of the people you love. But it can be confusing to know what you need, how much and when.
Life insurance has to be adaptable to the changes in your life: buying a house, having a family, travelling, retirement all affect the amounts and types of insurance you need. There are also different sources of insurance.
You may have personal life insurance and a plan from work, and your spouse may have a work plan as well. Credit card companies, mortgage companies, car loan companies all offer life insurance and disability insurance. They all sound like good deals, but can you be over insured?
We can help sort through this and other questions. We’ll ensure you and your family are well protected but that you’re not overspending on plans that bring no extra benefit.